Financial Services

The South African financial services sector is regarded as one of the most sophisticated and effectively regulated in Africa. A multitude of domestic and foreign institutions offer commercial, retail and merchant banking, as well as insurance and investment services.

Our clients comprise banks (including their investment banking divisions), asset managers, finance houses, insurers and reinsurers, pension funds and medical aid schemes. Recognised as leaders in our field and consistently by The Legal500, Chambers Global and IFLR1000, our team of banking and finance lawyers advise clients on the full spectrum of corporate, financing and regulatory matters and strive to provide innovative solutions in doing so. Drawing from this wealth of experience, our team is also able to offer borrowers pragmatic, effective and meaningful counsel in their interactions across the table from these institutions.

We assist financial services clients with risk mitigation and risk management tools for navigating through this complex regulatory landscape. Our strong relationships with regulators and key participants in the insurance industry, allow us to assist insurers with effectively managing regulatory and compliance issues that may arise.

Our teams’ experience in renewables and project finance is not limited to the legal aspects of project finance but spans across the bankability analysis of the requirements of such projects which we believe is a necessary pre-requisite to ensure effective legal representation. In addition, we have been vastly involved in joint development agreements, acquisition and disposal of shares in project companies and development assets, shareholding arrangements and advising on the relevant corporate, competition and regulatory aspects applicable to these companies.

With rapid developments in technology, the financial services environment is constantly evolving resulting in the entry of new digital players and unprecedented levels of innovation. Our wealth of industry insight combined with years of technical knowledge and legal acumen enable us to provide valuable and relevant guidance to financial institutions regarding the impact of fintech in the sector.

Our experience spans across:

  • Syndicated and bilateral finance
  • Project finance
  • Leveraged and acquisition finance
  • Structured and equity finance
  • Commodity and trade finance
  • Debt capital markets transactions
  • Securitisations
  • Private equity transactions
  • Public-to-private transactions
  • Compliance issues
  • Data breaches and cyber threats

We are able to draw on expertise from across the firm, including from our tax, competition, dispute resolution, private equity, M&A and corporate teams to provide a comprehensive and fully integrated service to our banking and finance clients.

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